YouTube Premium Family vs ChatGPT Plus
Both are worth splitting — but not equally. Here's how they stack up on seats, price and savings (prices shown in USD; open the savings calculator for your own country).
| Plan | Seats | Solo price | Per seat | Saved / year |
|---|---|---|---|---|
| YouTube Premium Family | 6 | $13.99/mo | $5.17/mo | $105.80 |
| ChatGPT Plus | 5 | $20.00/mo | $4.60/mo | $184.80 |
The short answer
YouTube Premium is a genuine six-seat family plan with one of the highest solo prices anywhere, which makes it the biggest single saving. ChatGPT can only be shared as per-seat Team access.
Which should you split first?
YouTube Premium — the maths isn't close.
- YouTube Premium Family — 6 seats, 63% off retail per seat.
- ChatGPT Plus — 5 seats, 77% off retail per seat.
- Hosting either plan pays you back: your own seat is effectively free once the family fills.
What to watch out for
Budget ChatGPT as a per-seat work expense rather than a bill you divide; that's what it is.
Full setup instructions and the household rules for each are in the YouTube Premium Family guide and the ChatGPT Plus guide.