Spotify Premium Family vs Microsoft 365 Family
Both are worth splitting — but not equally. Here's how they stack up on seats, price and savings (prices shown in USD; open the savings calculator for your own country).
| Plan | Seats | Solo price | Per seat | Saved / year |
|---|---|---|---|---|
| Spotify Premium Family | 6 | $11.99/mo | $4.21/mo | $93.30 |
| Microsoft 365 Family | 6 | $9.99/mo | $2.49/mo | $90.00 |
The short answer
Microsoft 365 Family returns more per seat, so if you're only splitting one plan, start there.
Which should you split first?
- Spotify Premium Family — 6 seats, 65% off retail per seat.
- Microsoft 365 Family — 6 seats, 75% off retail per seat.
- Hosting either plan pays you back: your own seat is effectively free once the family fills.
What to watch out for
Full setup instructions and the household rules for each are in the Spotify Premium Family guide and the Microsoft 365 Family guide.